<!-- How Does Dental Insurance Work begin - editable - r09 14256 Xv4.484  Wv10.170 j01 rjf -->
<!--                                      -->
<!--                                      -->
<!--  Page Level Variables                -->
<!--    PageTitle                         -->
<!--    PageTracking (Camel case)         -->
<!--    pageurl (Lower case)              -->
<!--    <<Page>>     can be same as pageurl         -->
<!--    page-cat                     -->
<!--    PageDescription                   -->
<!--    PageTopic                         -->
<!--                                      -->
<!--                                      -->
<div class="services-page">
<section class="inner-topbar bg-primary"></section>
<section class="page-data"><!-- Page Level Content -->
<link itemprop="audience" href="http://schema.org/Patient" />
<link itemprop="specialty" href="http://schema.org/Dentistry" />
<link rel="canonical" href="https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/" />
<meta itemprop="name" content="How Does Dental Insurance Work" />
<meta itemprop="about" content="University Dental Associates - Dentist The Bronx, NY 10468 | (718) 733-6600" />
<meta itemprop="description" content="It can be intimidating to shop for dental insurance. Learn more about the ins and outs of the system, so you can get the most for your money." />
<meta itemprop="url" content="https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/" />
<meta itemprop="image" content="https://dentistbronxnewyork.com/wp-content/uploads/how-does-dental-insurance-work.jpg" />
<meta itemprop="primaryImageOfPage" content="https://dentistbronxnewyork.com/wp-content/uploads/how-does-dental-insurance-work.jpg" />
<meta itemprop="thumbnailUrl" content="https://dentistbronxnewyork.com/wp-content/uploads/how-does-dental-insurance-work.jpg" />
<meta itemprop="publisher" content="University Dental Associates" />
<meta itemprop="apVersion" content="how-does-dental-insurance-work v1" />
<meta name="twitter:card" content="summary_large_image" />
<meta name="twitter:site" content="0" />
<meta name="twitter:creator" content="@DoctorGeniusCA" />
<meta name="twitter:title" content="How Does Dental Insurance Work" />
<meta name="twitter:description" content="It can be intimidating to shop for dental insurance. Learn more about the ins and outs of the system, so you can get the most for your money." />
<meta name="twitter:image" content="https://dentistbronxnewyork.com/wp-content/uploads/tc-how-does-dental-insurance-work.jpg" />
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "WebSite",
 "name": "University Dental Associates",
 "alternateName": "The Bronx, NY Dentist, University Dental Associates",
 "url": "https://dentistbronxnewyork.com",
 "about": "Our website summarizes the services we offer at University Dental Associates in The Bronx, NY. We strive to provide the community and surrounding areas with quality oral health services. We create a comfortable and calming environment for patients in our office so that they can relax while receiving the professional care they need.",
 "description": "By visiting our website, patients can explore the various services we offer at University Dental Associates in The Bronx, NY. We continue to provide patients quality care and treatment to help increase their oral health. Our goal is to provide quality services to help your teeth remain healthy and smile bright.",
 "audience": "Patients in the greater The Bronx, NY area who are looking for the services provided by a dentist or dental hygienist.",
 "copyrightHolder": "Doctor Genius",
 "copyrightYear": "2022",
 "headline": "University Dental Associates - Dentist The Bronx, NY 10468 | (718) 733-6600",
 "isFamilyFriendly": "True",
 "inLanguage": "en-US",
 "image": {
 "@type": "Barcode",
 "url": "https://dentistbronxnewyork.com/wp-content/uploads/home-qrcode.png"
},
 "offers": "Dentist",
 "potentialAction": {
 "@type": "SearchAction",
 "target": "https://dentistbronxnewyork.com?s={search_term_string}",
 "query-input": "required name=search_term_string"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "Dentist",
 "additionalType": [
 "https://en.wikipedia.org/wiki/Dentist",
 "http://www.productontology.org/doc/Dentist"
],
 "naics": "621210",
 "name": "University Dental Associates",
 "alternateName": "The Bronx, NY Dentist, University Dental Associates",
 "url": "https://dentistbronxnewyork.com",
 "sameAs": [
 "https://www.google.com/search?hl=en-US&gl=us&q=University+Dental+Associates,+2505+University+Ave+%231,+The+Bronx,+NY+10468&ludocid=7779080927083089565&lsig=AB86z5Uy7GCmOamonx7VETTAOfwj",
 "https://www.facebook.com/profile.php?id=61560286832141",
 "",
 "https://www.yelp.com/biz/university-dental-associates-bronx"
],
 "logo": "https://dentistbronxnewyork.com/wp-content/uploads/LogoTransparent.png",
 "image": {
 "@type": "Barcode",
 "url": "https://dentistbronxnewyork.com/wp-content/uploads/home-qrcode.png"
},
 "priceRange": "$$",
 "isAcceptingNewPatients": "True",
 "description": "At University Dental Associates in The Bronx, NY we strive to provide the community and surrounding areas with quality oral health services. We create a comfortable and calming environment for patients in our office so that they can relax while receiving the professional care they need.",
 "hasMap": "https://goo.gl/maps/EafCXr8v2qvSLPQ88",
 "telephone": "718-733-6600",
 "address": {
 "@type": "PostalAddress",
 "streetAddress": "2505 University Ave #1",
 "addressLocality": "The Bronx",
 "addressRegion": "New York",
 "postalCode": "10468",
 "addressCountry": "United States"
},
 "geo": {
 "@type": "GeoCoordinates",
 "latitude": "40.8655428",
 "longitude": "-73.9034226",
 "name": "The Bronx, New York",
 "description": "The Bronx, NY 10468",
 "sameAs": "https://en.wikipedia.org/wiki/The_Bronx"
},
 "areaServed": "The Bronx, Washington Heights, Mt Vernon, Yonkers, Fordham, Parkchester, Pelham Bay, Riverdale, Morris Park, and Mott Haven",
 "makesOffer": {
 "@type": "Offer",
 "name": "How Does Dental Insurance Work",
 "potentialAction": [
{
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/"
},
{
 "@type": "SearchAction",
 "target": "https://dentistbronxnewyork.com?s={search_term_string}",
 "query-input": "required name=search_term_string"
}
]
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "ProfessionalService",
 "name": "How Does Dental Insurance Work",
 "alternateName": "How Does Dental Insurance Work from The Bronx, NY Dentist, University Dental Associates",
 "mainEntityOfPage": {
 "@type": "WebPage",
 "@id": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#webpage"
},
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/",
 "logo": "https://dentistbronxnewyork.com/wp-content/uploads/LogoTransparent.png",
 "image": [
{
 "@type": "Barcode",
 "url": "https://dentistbronxnewyork.com/wp-content/uploads/how-does-dental-insurance-work-qrcode.png"
},
{
 "@type": "ImageObject",
 "url": "https://dentistbronxnewyork.com/wp-content/uploads/how-does-dental-insurance-work.jpg"
}
],
 "priceRange": "$$",
 "description": "Need a dentist? Reputable The Bronx, NY dental practice with great results. Affordable dental services can transform your smile at University Dental Associates",
 "hasMap": "https://goo.gl/maps/EafCXr8v2qvSLPQ88",
 "telephone": "718-733-6600",
 "address": {
 "@type": "PostalAddress",
 "streetAddress": "2505 University Ave #1",
 "addressLocality": "The Bronx",
 "addressRegion": "New York",
 "postalCode": "10468",
 "addressCountry": "United States"
},
 "geo": {
 "@type": "GeoCoordinates",
 "latitude": "40.8655428",
 "longitude": "-73.9034226",
 "name": "The Bronx, New York",
 "description": "The Bronx, NY 10468",
 "sameAs": "https://en.wikipedia.org/wiki/The_Bronx"
},
 "areaServed": "The Bronx, Washington Heights, Mt Vernon, Yonkers, Fordham, Parkchester, Pelham Bay, Riverdale, Morris Park, and Mott Haven",
 "makesOffer": {
 "@type": "Offer",
 "name": "How Does Dental Insurance Work",
 "potentialAction": [
{
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/"
},
{
 "@type": "SearchAction",
 "target": "https://dentistbronxnewyork.com?s={search_term_string}",
 "query-input": "required name=search_term_string"
}
]
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalIntangible",
 "@id": "https://data.doctorgenius.com/definition/co-pay.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#co-pay",
 "name": "Co-pay",
 "alternateName": "co-payment",
 "sameAs": ["https://www.investopedia.com/terms/c/copay.asp",
 "https://www.merriam-webster.com/dictionary/co-payment",
 "https://www.healthcare.gov/glossary/co-payment/"],
 "description": "A fixed payment made by the insured (patient) coupled with that of the insurance coverage.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#co-pay"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalIntangible",
 "@id": "https://data.doctorgenius.com/definition/deductible.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#deductible",
 "name": "Deductible",
 "alternateName": ["insurance deductible",
 "co-payment"],
 "sameAs": ["https://www.healthcare.gov/glossary/deductible/",
 "https://www.thebalance.com/insurance-deductible-2645763",
 "https://www.dictionary.com/browse/preventive-dentistry?s=t"],
 "description": "Part of an insurance policy that indicates a specified amount of money that the insured must pay prior to the coverage amount.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#deductible"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalBusiness",
 "@id": "https://data.doctorgenius.com/definition/dental-insurance.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#dental-insurance",
 "name": "Dental Insurance",
 "alternateName": "dental coverage",
 "sameAs": ["https://www.healthcare.gov/glossary/dental-coverage/",
 "https://www.uhc.com/individual-and-family/dental-insurance/what-is-dental-insurance",
 "https://www.healthinsurance.org/glossary/dental-insurance/"],
 "address": {
 "@type": "PostalAddress",
 "streetAddress": "2505 University Ave #1",
 "addressLocality": "The Bronx",
 "addressRegion": "New York",
 "postalCode": "10468",
 "addressCountry": "United States"
},
 "description": "Insurance benefits that cover all or part of dental expenses.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#dental-insurance"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalIntangible",
 "@id": "https://data.doctorgenius.com/definition/diagnostic-care.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#diagnostic-care",
 "name": "Diagnostic Care",
 "alternateName": ["diagnostic services",
 "diagnostic treatment"],
 "sameAs": ["https://www.medmutual.com/For-Individuals-and-Families/Healthy-Living/What-Is-Preventive-Healthcare/The-Difference-Between-Preventive-and-Diagnostic-Medical-Care.aspx#:~:text=Diagnostic%20medical%20care%20involves%20treating,colonoscopy",
 "https://www.cancer.gov/publications/dictionaries/cancer-terms/def/diagnostic-test",
 "https://www.patientcare.va.gov/diagnosticservices.asp#:~:text=Diagnostic%20Services%20facilitates%20the%20provision,%2C%20Radiology%2C%20and%20Nuclear%20Medicine%20"],
 "description": "Healthcare services intended to diagnose a certain disease, ailment, or condition.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#diagnostic-care"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalBusiness",
 "@id": "https://data.doctorgenius.com/definition/health-benefits.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#health-benefits",
 "name": "Health Benefits",
 "alternateName": "insurance benefits",
 "sameAs": ["https://www.healthcare.gov/glossary/benefits/",
 "https://www.thefreedictionary.com/Health+benefits",
 "https://www.lexico.com/definition/health_benefit"],
 "address": {
 "@type": "PostalAddress",
 "streetAddress": "2505 University Ave #1",
 "addressLocality": "The Bronx",
 "addressRegion": "New York",
 "postalCode": "10468",
 "addressCountry": "United States"
},
 "description": "Health care items that are covered under a health insurance plan.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#health-benefits"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalIntangible",
 "@id": "https://data.doctorgenius.com/definition/monthly-premium.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#monthly-premium",
 "name": "Monthly Premium",
 "alternateName": "Insurance Coverage",
 "sameAs": ["https://www.healthcare.gov/glossary/premium/#:~:text=The%20amount%20you%20pay%20for,with%20a%20premium%20tax%20credit",
 "https://economictimes.indiatimes.com/definition/premium",
 "https://www.medmutual.com/For-Individuals-and-Families/Health-Insurance-Education/Health-Insurance-Basics/Understanding-Costs.aspx"],
 "description": "The amount an insured pays monthly for health insurance according to their health plan.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#monthly-premium"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalIntangible",
 "@id": "https://data.doctorgenius.com/definition/oral-health.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#oral-health",
 "name": "Oral Health",
 "alternateName": "dental health",
 "sameAs": ["https://www.ada.org/en/about-the-ada/ada-positions-policies-and-statements/ada-policy-definition-of-oral-health",
 "https://jada.ada.org/article/S0002-8177(16)30786-3/fulltext#:~:text=Oral%20health%20is%20multifaceted%20and,disease%20of%20the%20craniofacial%20complex",
 "https://www.medmutual.com/For-Individuals-and-Families/Health-Insurance-Education/Health-Insurance-Basics/Understanding-Costs.aspx"],
 "description": "Health conditions that directly relate to the functionality or aesthetics of the mouth, teeth, gums, jaw, or throat.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#oral-health"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalIntangible",
 "@id": "https://data.doctorgenius.com/definition/preventive-dentistry.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#preventive-dentistry",
 "name": "Preventive Dentistry",
 "alternateName": "Preventative dentistry",
 "sameAs": ["https://www.ada.org/en/publications/cdt/glossary-of-dental-clinical-and-administrative-terms#p",
 "https://www.oxfordreference.com/view/10.1093/acref/9780199533015.001.0001/acref-9780199533015-e-3527?rskey=E3mZfC&result=1",
 "https://www.encyclopedia.com/medicine/encyclopedias-almanacs-transcripts-and-maps/preventive-dentistry-0"],
 "description": "Preventive dentistry is the dentistry that focuses on maintaining oral health in order to prevent the spread of plaque, the formation of tartar and infections in the mouth.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#preventive-dentistry"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalIntangible",
 "@id": "https://data.doctorgenius.com/definition/reimbursement.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#reimbursement",
 "name": "Reimbursement",
 "sameAs": ["https://www.investopedia.com/terms/r/reimbursement.asp",
 "https://healthinformatics.uic.edu/blog/what-is-healthcare-reimbursement/",
 "https://www.irmi.com/term/insurance-definitions/reimbursement-policies"],
 "description": "Reimbursement is a policy in which the insurance carrier pays for expenses after the policyholder has paid them directly.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#reimbursement"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "MedicalIntangible",
 "@id": "https://data.doctorgenius.com/definition/waiting-period.rdf",
 "url": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#waiting-period",
 "name": "Waiting Period",
 "alternateName": "Qualifying period",
 "sameAs": ["https://www.investopedia.com/terms/w/waiting-period.asp#:~:text=A%20waiting%20period%20is%20the,elimination%20periods%20and%20qualifying%20periods",
 "https://www.merriam-webster.com/dictionary/waiting%20period",
 "https://www.dictionary.com/browse/waiting-period"],
 "description": "A waiting period is the amount of time a policyholder must wait before at least part of their coverage kicks in.",
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/#waiting-period"
}
}
</script>
<script type='application/ld+json'>
{
 "@context": "http://www.schema.org",
 "@type": "WebPage",
 "name": "University Dental Associates",
 "url": "https://dentistbronxnewyork.com",
 "headline": "University Dental Associates - Dentist The Bronx, NY 10468 | (718) 733-6600",
 "isFamilyFriendly": "True",
 "speakable": {
 "@type": "SpeakableSpecification",
 "cssSelector": [
 ".DGspeakableHeadline",
 ".DGspeakableP1",
 ".DGspeakableP2"
]
},
 "potentialAction": {
 "@type": "ReadAction",
 "target": "https://dentistbronxnewyork.com/the-bronx-ny/how-does-dental-insurance-work/"
}
}
</script>
</section><!-- /page-data - Page Level Content -->
<!-- Intro Section Content Starts Here -->
<!-- Service Intro / header -->
<section class="inner-intro bg-white">
<div class="valign-wrapper row SPI">

<!-- Service Header Image -->
<div class="col s12 m4 l4 hide-on-med-and-down">
<div class="inner-image-container">
<a title="View The Bronx How Does Dental Insurance Work" href="/wp-content/uploads/how-does-dental-insurance-work.jpg" class="ILBC" id="HI-How-Does-Dental-Insurance-Work"><picture><source type="image/webp" srcset="/wp-content/uploads/how-does-dental-insurance-work.webp"><source type="image/jpeg" srcset="/wp-content/uploads/how-does-dental-insurance-work.jpg"><img class="intro-image-fit" src="/wp-content/uploads/how-does-dental-insurance-work.jpg" loading="lazy" alt="The Bronx How Does Dental Insurance Work" class="intro-image-fit" /></picture>
</a>
</div>
</div><!-- /.end service header image -->
<!-- Intro Text -->
<div class="col s12 m6 l4">
<div class="content-block">
<a name="how-does-dental-insurance-work"></a>
<h1 itemprop="headline" class="text-contrast DGspeakableHeadline">How Does Dental Insurance Work<span> The Bronx, NY</span></h1>
<p class="DGspeakableP1">If you are in the market for dental insurance, you may be curious about how it works. Dental insurance plans come straightforward, and you can make an informed decision when selecting the right plan for your dental needs.</p>
<p class="DGspeakableP2">When you enroll in a dental plan, you enter into an agreement. Individuals who purchase a dental must pay monthly insurance premiums, along with any additional copays and deductibles that may be a part of their particular plan. The insurance company will pay your dentist for services covered at an agreed-upon reimbursement level.</p>
<p>To determine whether or not University Dental Associates accepts your dental insurance, call us at <a title="Click to call University Dental Associates at (718) 733-6600" href="tel:+1-718-733-6600" class="TLBC" id="CTC-Phone-Formatted-0" rel="nofollow noopener" target="_blank">(718) 733-6600</a> to learn more.  We are proud to serve patients in The Bronx and the surrounding area.</p>
</div>
</div><!-- /.end intro text -->
<!-- Contact Form -->
<div class="col s12 m6 l4">
<div class="content-block">
<div class="form-wrapper-default bg-form z-depth-1">
[contact-form main]
</div>
</div>
</div><!-- /.end contact form -->
</div>
</section><!-- /.end service intro -->
<!-- Intro Section Content Ends Here -->
<section class="inner-topbar bg-primary"></section>

<!-- Service Body -->
<section class="service-body">
<div class="container">
<div class="row">
<!-- Main Content (Left Hand Column) -->
<div class="col m12 m6 l9 SPLR">
<div class="main-body">
<!-- Main Content Starts Here -->

[service-video]

<section class="main-service-content section-block bg-primary SPS1" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Passage about shopping for dental insurance"><!-- Section 1 -->
<div class="row">
<div class="col s12 m12 l12">
<a name="know-if-my-dentist-accepts-my-insurance"></a>
<h2 itemprop="alternativeHeadline" class="text-contrast">Shopping for Dental Insurance</h2>
<div class="divider divider-solid"></div>
<p>When choosing <a title="Read more about dental insurance" href="https://www.healthcare.gov/coverage/dental-coverage/" rel="nofollow noopener" target="_blank" style="text-decoration: underline;" class="TLBC" id="ALR-How-Does-Dental-Insurance-Work">dental insurance</a>, many people want the insurance plan to include their current dentist. Most providers have websites with a directory of dentists within their network.</p>
<p>One can visit their dental insurance carrier’s website to search for their dentist’s in-network status. If their dentist is not within the network, patients can shop around for a different dental insurance provider. Alternatively, they can select a dentist in-network that accepts their insurance.</p>
</div><!-- /.col -->
</div><!-- /.row -->
</section><!-- /.end SPS1 how-does-dental-insurance-work v1 Service Page Section 1 -->

<section class="call-out bg-secondary SPPQ1" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Pull quote from passage about shopping for dental insurance"><!-- Pull quote block 1 -->
<h3 itemprop="alternativeHeadline">"When choosing dental insurance, many people want the insurance plan to include their current dentist."</h3>
</section><!-- /.end SPPQ1 how-does-dental-insurance-work v1 Service Page Pull Quote 1 -->

<section class="main-service-content section-block bg-mute SPS2" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Passage about coverage for dental procedures: types of coverage available"><!-- Section 2 -->
<div class="row">
<div class="col s12 m12 l12">
<a name="what-look-for-when-choosing-dental-insurance"></a>
<h2 itemprop="alternativeHeadline" class="text-contrast">Coverage for Dental Procedures: Types of Coverage Available</h2>
<div class="divider divider-solid"></div>
<p>Plenty of options exist for dental insurance. This can be good, as plans cater to a wide range of needs. The types of coverage, premiums, and deductibles can vary —  which can be confusing.</p>
<p>Consider the following when choosing dental insurance:</p>
<h3 itemprop="alternativeHeadline" class="text-contrast">Find Out What Plans are Available in Your Area.</h3>
<div class="divider divider-solid"></div>
<p>Start by narrowing your search to dental plans available in your city and state. Some insurance companies do not offer coverage throughout the United States, so keep things simple by comparing plans available in your area.</p>
<h3 itemprop="alternativeHeadline" class="text-contrast">Look for a Plan that Has Many Dentists and Dental Practices.</h3>
<div class="divider divider-solid"></div>
<p>Whether one currently has a preferred dentist or not, it is essential to consider having more than one option. An insurance company that covers many dentists and providers typically remains in good financial standing with a solid reputation — meaning that claims will likely be reimbursed on time.</p>
<h3 itemprop="alternativeHeadline" class="text-contrast">Consider All Costs.</h3>
<div class="divider divider-solid"></div>
<p>When searching for a dental insurance provider, patients should first consider the monthly premium and deductible. They should also consider the <a title="Read more about Is Dental Insurance Worth It?" href="https://www.moneyunder30.com/is-dental-insurance-worth-it" rel="nofollow noopener" target="_blank" style="text-decoration: underline;" class="TLBC" id="ALR-How-Does-Dental-Insurance-Work">amount they will have to pay out-of-pocket</a> for dental services (copays) before insurance kicks in.</p>
<p>The maximum annual limit is also essential to note. Most insurance companies put a cap on the amount they will reimburse each year. Once this cap has been reached, all the patient's dental expenses will be out-of-pocket. Patients should pay particular attention if they have extensive dental issues that need to be addressed.</p>
<p>Most routine dental treatments remain covered under dental insurance, but many plans do not cover "extras," such as whitening or sealants. Check with the insurance carrier to learn about covered procedures. Also, be aware that some insurance plans have required waiting periods — leaving patients waiting a long time for coverage on specific procedures — especially the more expensive ones.</p>
</div><!-- /.col -->
</div><!-- /.row -->
</section><!-- /.end SPS2 how-does-dental-insurance-work v1 Service Page Section 2 -->

<section class="call-out bg-secondary SPPQ2" id="how-does-dental-insurance-work v1"  role="contentinfo" aria-label="Pull quote from passage about coverage for dental procedures: types of coverage available"><!-- Pull quote block 2 -->
<h3 itemprop="alternativeHeadline">"Plenty of options exist for dental insurance. This can be good, as plans cater to a wide range of needs."</h3>
</section><!-- /.end SPPQ2 how-does-dental-insurance-work v1 Service Page Pull Quote 2 -->

<section class="main-service-content section-block bg-mute SPS3" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Passage about purchasing dental insurance"><!-- Section 3 -->
<div class="row">
<div class="col s12 m12 l12">
<a name="is-dental-insurance-worth-it"></a>
<h2 itemprop="alternativeHeadline" class="text-contrast">Purchasing Dental Insurance</h2>
<div class="divider divider-solid"></div>
<p>Purchasing dental is a personal issue and depends on how much dental work the patient needs and how many family members they have. Generally, the more dental work required and the more family members, the more value for the month.</p>
<p>The typical dental insurance plan covers preventive care: checkups and cleanings at 100% (no deductible), basic procedures (e.g., fillings and extractions) at 70%, and major procedures (e.g., crowns, bridges, and root canals) at 50%. Some procedures may be considered basic by one carrier and major by another, so patients must speak with their insurance carrier before getting dental treatments to understand the breakdown of costs and coverage.</p>
<p>Like health insurance plans, dental plans typically have a deductible — the amount one has to pay out of pocket each year before the plan starts to cover its portion of costs. Most plans cap the total amount they will pay for care per plan member per year. Any dental expenses over the plan’s cap (or maximum) become the patient’s responsibility.</p>
</div><!-- /.col -->
</div><!-- /.row -->
</section><!-- /.end SPS3 how-does-dental-insurance-work v1 Service Page Section 3 -->

<section class="call-out bg-secondary SPPQ3" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Pull quote from passage about purchasing dental insurance"><!-- Pull quote block 3 -->
<h3 itemprop="alternativeHeadline">"Purchasing dental is a personal issue and depends on how much dental work the patient needs and how many family members they have."</h3>
</section><!-- /.end SPPQ3 how-does-dental-insurance-work v1 Service Page Pull Quote 3 -->

<section class="call-out center-align bg-tertiary SPBS" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Invitation to view what others are saying about our How Does Dental Insurance Work services"><!-- Service Page Barnacle -->
<p id="how-does-dental-insurance-work-yelp-reviews-the-bronx-ny"><i class="fa fa-yelp fa-lg"></i> Check out what others are saying about our dental services on Yelp: <a title="Search Yelp for How Does Dental Insurance Work in The Bronx, NY" href="https://www.yelp.com/biz/university-dental-associates-bronx" rel="nofollow noopener" target="_blank" class="TLBC text-contrast" id="CLYP-How-Does-Dental-Insurance-Work">How Does Dental Insurance Work in The Bronx, NY</a></p>
</section><!-- /.end SPBS how-does-dental-insurance-work v1 Service Page Barnacle SEO -->

<section class="main-service-content section-block bg-mute SPS4" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Passage about family & individual dental insurance"><!-- Section 4 -->
<div class="row">
<div class="col s12 m12 l12">
<a name="difference-between-family-and-individual-dental-insurance"></a>
<h2 itemprop="alternativeHeadline" class="text-contrast">Family & Individual Dental Insurance</h2>
<div class="divider divider-solid"></div>
<p>Oral health coverage does not come as "one size fits all." Some may need insurance only for themselves, whereas others may be in the market for insurance for the entire family.</p>
<p>Patients can purchase individual dental insurance plans through the marketplace (U.S. government) when selecting their health insurance coverage or directly purchased through the carrier. Premiums for individual plans tend to be lower than family plans as only one individual is covered.</p>
<p>Family dental insurance plans cover the entire family and typically have higher premiums as more people seek coverage. Most family plans have allowances for two exams annually per plan member. Patients should find the right blend of insurance coverage that matches the entire family’s oral care needs while still being affordable.</p>
</div><!-- /.col -->
</div><!-- /.row -->
</section><!-- /.end SPS4 how-does-dental-insurance-work v1 Service Page Section 4 -->

<section class="call-out bg-secondary SPPQ4" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Pull quote from passage about family & individual dental insurance"><!-- Pull quote block 4 -->
<h3 itemprop="alternativeHeadline">"Oral health coverage does not come as ‘one size fits all.’ Some may need insurance only for themselves, whereas others may be in the market for insurance for the entire family."</h3>
</section><!-- /.end SPPQ4 how-does-dental-insurance-work v1 Service Page Pull Quote 4 -->

<section class="faq-section section-block bg-primary SPQ" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Questions closely related to How Does Dental Insurance Work"><!-- Service Page Questions -->
<h2 itemprop="alternativeHeadline" class="text-contrast center-align">Questions Answered on This Page</h2>
<div class="divider divider-solid"></div>
<p class="questions text-contrast"><span>Q.</span> <a title="Q. How can I know if my dentist accepts my insurance?" href="/the-bronx-ny/how-does-dental-insurance-work/#know-if-my-dentist-accepts-my-insurance" class="TLBC" id="SPQA-How-Does-Dental-Insurance-Work">How can I know if my dentist accepts my insurance?</a></p>
<p class="questions text-contrast"><span>Q.</span> <a title="Q. What should I look for when choosing dental insurance?" href="/the-bronx-ny/how-does-dental-insurance-work/#what-look-for-when-choosing-dental-insurance" class="TLBC" id="SPQA-How-Does-Dental-Insurance-Work">What should I look for when choosing dental insurance?</a></p>
<p class="questions text-contrast"><span>Q.</span> <a title="Q. Is dental insurance worth it?" href="/the-bronx-ny/how-does-dental-insurance-work/#is-dental-insurance-worth-it" class="TLBC" id="SPQA-How-Does-Dental-Insurance-Work">Is dental insurance worth it?</a></p>
<p class="questions text-contrast"><span>Q.</span> <a title="Q. What is the difference between family and individual dental insurance?" href="/the-bronx-ny/how-does-dental-insurance-work/#difference-between-family-and-individual-dental-insurance" class="TLBC" id="SPQA-How-Does-Dental-Insurance-Work">What is the difference between family and individual dental insurance?</a></p>
<p class="questions text-contrast"><span>Q.</span> <a title="Q. What options are there for dental insurance?" href="/the-bronx-ny/how-does-dental-insurance-work/#options-for-dental-insurance" class="TLBC" id="SPQA-How-Does-Dental-Insurance-Work">What options are there for dental insurance?</a></p>
<h2 itemprop="alternativeHeadline" class="text-contrast center-align">People Also Ask</h2>
<div class="divider divider-solid"></div>
<!-- PAA how-does-dental-insurance-work v1 Service Page Questions -->
<p class="questions text-contrast"><span>Q.</span> <a title="Q. What factors should people consider when choosing a dental insurance plan?" href="/the-bronx-ny/dental-insurance/#factors-should-consider-when-choosing-dental-insurance-plan" class="TLBC" id="PAA-Dental-Insurance">What factors should people consider when choosing a dental insurance plan?</a></p>
<p class="questions text-contrast"><span>Q.</span> <a title="Q. What is a health savings account?" href="/the-bronx-ny/health-care-savings-account/#what-is-a-health-savings-account" class="TLBC" id="PAA-Health-Care-Savings-Account">What is a health savings account?</a></p>
<p class="questions text-contrast"><span>Q.</span> <a title="Q. What is an FSA?" href="/the-bronx-ny/flexible-spending-accounts/#what-is-an-fsa" class="TLBC" id="PAA-Flexible-Spending-Accounts">What is an FSA?</a></p>
<!-- /.end PAA how-does-dental-insurance-work v1 Service Page Questions -->
</section><!-- /.end SPQ how-does-dental-insurance-work v1 Service Page Questions -->

<section class="main-service-content section-block bg-mute SPS5" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Passage about what to consider when purchasing dental insurance"><!-- Section 5 -->
<div class="row">
<div class="col s12 m12 l12">
<a name="options-for-dental-insurance"></a>
<h2 itemprop="alternativeHeadline" class="text-contrast">What to Consider When Purchasing Dental Insurance</h2>
<div class="divider divider-solid"></div>
<p>With so many options available, it can be difficult for patients to know which dental insurance plan fits their needs best. In many cases, the plan offered by their employer or professional association represents the best fit.</p>
<p>It may be helpful for patients to talk to their dentist to see what plans their office recommends and accepts. If patients do not currently have a dentist, they will want to look for a plan that provides the coverage they need at an affordable price. If they know they need major dental work, they should look for a policy with a high spending cap. If they have minimal dental needs, selecting a partial coverage plan may be the most fiscally responsible decision.</p>
</div><!-- /.col -->
</div><!-- /.row -->
</section><!-- /.end SPS5 how-does-dental-insurance-work v1 Service Page Section 5 -->

<section class="call-out bg-secondary SPPQ5" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Pull quote from passage about what to consider when purchasing dental insurance"><!-- Pull quote block 5 -->
<h3 itemprop="alternativeHeadline">"It may be helpful for patients to talk to their dentist to see what plans their office recommends and accepts."</h3>
</section><!-- /.end SPPQ5 how-does-dental-insurance-work v1 Service Page Pull Quote 5 -->

<section class="faq-section section-block bg-mute SPFAQ" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Frequently asked questions related to How Does Dental Insurance Work"><!-- Service Page FAQ -->
<div class="row">
<div class="col s12 m12 l12">
<h2 itemprop="alternativeHeadline" class="text-contrast center-align">Frequently Asked Questions</h2>
<div class="divider divider-solid"></div>
<span  itemscope itemprop="mainEntity" itemtype="https://schema.org/Question">
<p class="questions text-contrast"><span>Q.</span> <span itemprop="name">What is the best dental plan for me?</span></p>
<p class="answers" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer">
<span>A.</span> <span itemprop="text">You should consider many factors when choosing a dental plan. Examine each member of your family's coverage needs and evaluate which plan(s) offer financial feasibility. Look at all costs, including premiums, deductibles, and copays. Carefully read the plan’s coverage for services to ensure your desired level of care.</span></p>
</span>
<span  itemscope itemprop="mainEntity" itemtype="https://schema.org/Question">
<p class="questions text-contrast"><span>Q.</span> <span itemprop="name">What should I look for when shopping for dental insurance?</span></p>
<p class="answers" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer">
<span>A.</span> <span itemprop="text">You should consider many factors when shopping for the right dental insurance plan. First, evaluate your individual and family needs and take a look at your budget. Examine the different kinds of dental plans available in your area and their coverages. Consider looking at the network size, dentists included in the network, and applicable waiting times and restrictions.</span></p>
</span>
<span  itemscope itemprop="mainEntity" itemtype="https://schema.org/Question">
<p class="questions text-contrast"><span>Q.</span> <span itemprop="name">Why is dental insurance worth the cost?</span></p>
<p class="answers" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer">
<span>A.</span> <span itemprop="text">Dental care influences not only oral health but also overall physical health. Dental insurance can reduce the financial burden of having dental care, including basic and routine costs such as cleanings and exams. Dental insurance also makes minor and major procedures more affordable, so you do not delay much-needed treatment.</span></p>
</span>
<span  itemscope itemprop="mainEntity" itemtype="https://schema.org/Question">
<p class="questions text-contrast"><span>Q.</span> <span itemprop="name">Can I be covered under more than one dental plan?</span></p>
<p class="answers" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer">
<span>A.</span> <span itemprop="text">It is possible, but it is likely that one of your plans will be considered your primary plan. Your primary plan will pay toward your dental care first, while any additional plans will pay the remaining portion. Together, the plans cannot pay more than 100% of the treatment cost.</span></p>
</span>
<span  itemscope itemprop="mainEntity" itemtype="https://schema.org/Question">
<p class="questions text-contrast"><span>Q.</span> <span itemprop="name">What kind of dental plans are there?</span></p>
<p class="answers" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer">
<span>A.</span> <span itemprop="text">Dental insurance plans are similar to health insurance plans in that they are typically categorized as either Indemnity (such as HMO plans) or managed-care plans (such as PPO plans). The major differences lie in the patient's choice of dental care providers, out-of-pocket costs, and how expenses are paid. While Indemnity plans offer patients a wider range of providers, they also only reimburse the patient for their share of the costs for covered services.</span></p>
</span>
</div><!-- /.col -->
</div><!-- /.row -->
</section><!-- /.end SPFAQ how-does-dental-insurance-work v1 Service Page FAQ -->

<section class="call-out bg-primary section-block SPVUT" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Maps, directions, and QR code to help you visit University Dental Associates"><!-- Service Page Visit Us Today -->
<style>
.nav-image {
display: inline-block;
}
.img-width {
width: 70%;
}
.icon-width {
width: 70%;
}
.qr-styling {
width: 60%;
}
.spacing {
margin-top: 14px;
}
@media only screen and (max-width: 601px) {
.img-width, .icon-width {
width: 100%;
}
}
@media only screen and (max-width: 601px) {
.qr-styling {
margin-top: 25px;
width: 100%;
}
}
@media only screen and (max-width: 601px) {
.spacing {
margin-top: 20px;
}
}
@media only screen and (max-width: 600px) {
.fix-wrap-row {
flex-wrap: wrap;
}
.fix-wrap-column {
flex-basis: 100%;
}
}
</style>
<div class="container">
<div class="row">
<div class="col s12">
<a name="dentist-the-bronx-ny"></a>
<h2 itemprop="alternativeHeadline" class="text-contrast center-align">Quality Dental Services Can Transform Your Smile</h2>
<p class="center-align">By visiting us as soon as possible, our team can help get you the professional treatment you need. Instead of waiting around and allowing the symptoms to get worse, we can provide you with treatment options.</p>
</div><!-- /.s12 -->
</div><!-- /.row -->
<div class="row valign-wrapper fix-wrap-row">
<div class="col s12 m7 center-align fix-wrap-column">
<a title="View Google Maps for How Does Dental Insurance Work in The Bronx, NY" href="https://www.google.com/maps/dir/Current+Location/University%20Dental%20Associates+The%20Bronx+NY+10468+2505%20University%20Ave%20#1/&layer=t" rel="nofollow noopener" target="_blank" class="ILBC" id="CPML-How-Does-Dental-Insurance-Work"><picture><source type="image/webp" srcset="/wp-content/uploads/dentist-map.webp"><source type="image/jpeg" srcset="/wp-content/uploads/dentist-map.jpg"><img src="/wp-content/uploads/dentist-map.jpg" class="map-border responsive-img qr-styling" loading="lazy" alt="Map image for How Does Dental Insurance Work in The Bronx, NY"></picture></a><br/>
<a title="View Google Maps for How Does Dental Insurance Work in The Bronx, NY" href="https://www.google.com/maps/dir/Current+Location/University%20Dental%20Associates+The%20Bronx+NY+10468+2505%20University%20Ave%20#1/&layer=t" rel="nofollow noopener" target="_blank" class="TLBC" id="CPML-How-Does-Dental-Insurance-Work">Let Us Help - Click for Directions to University Dental Associates</a>
</div><!-- /.col s12 m7 center-align fix-wrap-column -->
<div class="col s12 m5 center-align">
<a title="View the QR code for How Does Dental Insurance Work in The Bronx, NY" href="/wp-content/uploads/how-does-dental-insurance-work-qrcode.png" rel="nofollow noopener" target="_blank" class="ILBC" id="QRCV-How-Does-Dental-Insurance-Work"><img src="/wp-content/uploads/how-does-dental-insurance-work-qrcode.png" class="map-border responsive-img qr-styling" loading="lazy" alt="QR code image for How Does Dental Insurance Work in The Bronx, NY"></a>
<p>Scan here to view this page, How Does Dental Insurance Work, on mobile</p>
</div><!-- /.col s12 m5 center-align -->
</div><!-- /.row valign-wrapper fix-wrap-row -->
<div class="row spacing">
<div class="col s12 m4 center-align">
<a title="Visit our Flexible Spending Accounts page" href="/the-bronx-ny/flexible-spending-accounts/" rel="nofollow noopener" class="ILBC" id="CPNI-Flexible-Spending-Accounts"><picture><source type="image/webp" srcset="/wp-content/uploads/flexible-spending-accounts-nav.webp"><source type="image/jpeg" srcset="/wp-content/uploads/flexible-spending-accounts-nav.jpg"><img src="/wp-content/uploads/flexible-spending-accounts-nav.webp" class="map-border responsive-img icon-width" loading="lazy" alt="Visit our Flexible Spending Accounts page"></picture></a>
</div><!-- /.col s12 m4 center-align -->
<div class="col s12 m4 center-align">
<a title="Visit our Office Roles - Who Am I Talking To page" href="/the-bronx-ny/office-roles-who-am-i-talking-to/" rel="nofollow noopener" class="ILBC" id="CPNI-Office-Roles-Who-Am-I-Talking-To"><picture><source type="image/webp" srcset="/wp-content/uploads/office-roles-who-am-i-talking-to-nav.webp"><source type="image/jpeg" srcset="/wp-content/uploads/office-roles-who-am-i-talking-to-nav.jpg"><img src="/wp-content/uploads/office-roles-who-am-i-talking-to-nav.webp" class="map-border responsive-img icon-width" loading="lazy" alt="Visit our Office Roles - Who Am I Talking To page"></picture></a>
</div><!-- /.col s12 m4 center-align -->
<div class="col s12 m4 center-align">
<a title="Visit our Dental Insurance page" href="/the-bronx-ny/dental-insurance/" rel="nofollow noopener" class="ILBC" id="CPNI-Dental-Insurance"><picture><source type="image/webp" srcset="/wp-content/uploads/dental-insurance-nav.webp"><source type="image/jpeg" srcset="/wp-content/uploads/dental-insurance-nav.jpg"><img src="/wp-content/uploads/dental-insurance-nav.webp" class="map-border responsive-img icon-width" loading="lazy" alt="Visit our Dental Insurance page"></picture></a>
</div><!-- /.col s12 m4 center-align -->
</div><!-- /.row spacing -->
</div><!-- /.container -->
</section><!-- /.end SPVUT how-does-dental-insurance-work v1 Service Page Visit Us Today -->

<section class="definitions section-block bg-primary z-depth-1 SPD" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Medical definitions closely related to How Does Dental Insurance Work services"><!-- Service Page Definitions -->
<h2 itemprop="alternativeHeadline" class="text-contrast">Dental Terminology</h2>
<div class="divider divider-solid"></div>
<style>
.definition-flex {
display: flex;
flex-wrap: wrap;
}
</style>
<dl>
<div class="row definition-flex">
<div class="col m6 s12">
<a name="co-pay"></a>
<dt class="text-contrast"><dfn>Co-pay</dfn></dt>
<dd>A fixed payment made by the insured (patient) coupled with that of the insurance coverage.</dd>
</div>
<div class="col m6 s12">
<div class="divider divider-solid hide-on-med-and-up"></div>
<a name="deductible"></a>
<dt class="text-contrast"><dfn>Deductible</dfn></dt>
<dd>Part of an insurance policy that indicates a specified amount of money that the insured must pay prior to the coverage amount.</dd>
</div>
</div>
<div class="row definition-flex">
<div class="col m6 s12">
<div class="divider divider-solid"></div>
<a name="dental-insurance"></a>
<dt class="text-contrast"><dfn>Dental Insurance</dfn></dt>
<dd>Insurance benefits that cover all or part of dental expenses.</dd>
</div>
<div class="col m6 s12">
<div class="divider divider-solid"></div>
<a name="diagnostic-care"></a>
<dt class="text-contrast"><dfn>Diagnostic Care</dfn></dt>
<dd>Healthcare services intended to diagnose a certain disease, ailment, or condition.</dd>
</div>
</div>
<div class="row definition-flex">
<div class="col m6 s12">
<div class="divider divider-solid"></div>
<a name="health-benefits"></a>
<dt class="text-contrast"><dfn>Health Benefits</dfn></dt>
<dd>Health care items that are covered under a health insurance plan.</dd>
</div>
<div class="col m6 s12">
<div class="divider divider-solid"></div>
<a name="monthly-premium"></a>
<dt class="text-contrast"><dfn>Monthly Premium</dfn></dt>
<dd>The amount an insured pays monthly for health insurance according to their health plan.</dd>
</div>
</div>
<div class="row definition-flex">
<div class="col m6 s12">
<div class="divider divider-solid"></div>
<a name="oral-health"></a>
<dt class="text-contrast"><dfn>Oral Health</dfn></dt>
<dd>Health conditions that directly relate to the functionality or aesthetics of the mouth, teeth, gums, jaw, or throat.</dd>
</div>
<div class="col m6 s12">
<div class="divider divider-solid"></div>
<a name="preventive-dentistry"></a>
<dt class="text-contrast"><dfn>Preventive Dentistry</dfn></dt>
<dd>Preventive dentistry is the dentistry that focuses on maintaining oral health in order to prevent the spread of plaque, the formation of tartar and infections in the mouth.</dd>
</div>
</div>
<div class="row definition-flex">
<div class="col m6 s12">
<div class="divider divider-solid"></div>
<a name="reimbursement"></a>
<dt class="text-contrast"><dfn>Reimbursement</dfn></dt>
<dd>Reimbursement is a policy in which the insurance carrier pays for expenses after the policyholder has paid them directly.</dd>
</div>
<div class="col m6 s12">
<div class="divider divider-solid"></div>
<a name="waiting-period"></a>
<dt class="text-contrast"><dfn>Waiting Period</dfn></dt>
<dd>A waiting period is the amount of time a policyholder must wait before at least part of their coverage kicks in.</dd>
</div>
</div>
</dl>
</section><!-- /.end SPD how-does-dental-insurance-work v1 Service Page Definitions -->

<section class="call-out bg-tertiary SPCTA" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Invitation to visit or call University Dental Associates"><!-- Service Page CTA -->
<h2 itemprop="alternativeHeadline" class="text-contrast">Call Us Today</h2>
<div class="divider divider-solid"></div>
<p>If you have questions about dental insurance options or whether or not a service is covered, call University Dental Associates in The Bronx at <a title="Click to call University Dental Associates at 718-733-6600" href="tel:+1-718-733-6600" class="TLBC" id="CTC-Phone-Hyphens-0" rel="nofollow noopener" target="_blank">718-733-6600</a> to learn more.</p>
</section><!-- /.end SPCTA how-does-dental-insurance-work v1 Service Page CTA -->

<section class="row bg-primary section-block valign-wrapper SPTS" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Information to help you learn more about University Dental Associates"><!-- Service Page Trust Section -->
<div class="col s12 m9">
<h3 itemprop="alternativeHeadline" class="text-contrast">Helpful Related Links</h3>
<div class="divider divider-solid"></div>
<ul itemscope itemtype="http://www.schema.org/SiteNavigationElement" class="bullet-list">
<li><span itemprop="name">American Dental Association (ADA)</span>. <a href="https://www.ada.org/publications/cdt/glossary-of-dental-clinical-terms" itemprop="url" target="_blank" rel="nofollow noopener" style="text-decoration: underline;" class="TLBC" id="ALR-American-Dental-Association-Glossary">Glossary of Dental Clinical Terms</a>. <i>2022</i></li>
<li><span itemprop="name">American Academy of Cosmetic Dentistry® (AACD)</span>. <a href="http://www.aacd.com/" itemprop="url" target="_blank" rel="nofollow noopener" style="text-decoration: underline;" class="TLBC" id="ALR-American-Academy-of-Cosmetic-Dentistry">Home Page</a>. 
<i>2022</i></li>
<li><span itemprop="name">WebMD</span>. <a href="http://www.webmd.com/oral-health/guide/default.htm" itemprop="url" target="_blank" rel="nofollow noopener" style="text-decoration: underline;" class="TLBC" id="ALR-WebMD-oral-care-guide">WebMD's Oral Care Guide</a>. <i>2022</i></li>
</ul>
<br />
<h3 itemprop="alternativeHeadline" class="text-contrast">About our business, and website security</h3><ul itemscope itemtype="http://www.schema.org/SiteNavigationElement" class="bullet-list"><div class="divider divider-solid"></div><li>University Dental Associates was established in 1972.</li><li>We accept the following payment methods: American Express, Cash, Discover, MasterCard, and Visa</li><li>We serve patients from the following counties: Queens County, Westchester County, New York County, Kings County, Bronx County, Richmond County, Suffolk County and Nassau County</li><li>We serve patients from the following cities: The Bronx, Washington Heights, Mt Vernon, Yonkers, Fordham, Parkchester, Pelham Bay, Riverdale, Morris Park, and Mott Haven</li><!-- <li><span itemprop="name">NY</span>. <a href="" target="_blank" rel="nofollow noopener" class="TLBC" id="ALT-State-License" style="text-decoration: underline;">View License Information and Specifics</a></li> --><li><span itemprop="name">National Provider Identifier Database</span> (1750459194). <a href="https://npiregistry.cms.hhs.gov/provider-view/1750459194" target="_blank" rel="nofollow noopener" class="TLBC" id="ALT-NPIdb" style="text-decoration: underline;">View NPI Registry Information</a></li><li><span itemprop="name">Healthgrades</span>. <a href="https://www.healthgrades.com/dentist/dr-rafael-isakharov-3ymn7" target="_blank" rel="nofollow noopener" class="TLBC" id="ALT-Healthgrades" style="text-decoration: underline;">View Background Information and Reviews</a></li><li><span itemprop="name">Norton Safe Web</span>. <a href="http://safeweb.norton.com/report/show?url=/dentistbronxnewyork.com" target="_blank" rel="nofollow noopener" class="TLBC" id="ALT-Norton-Safe-Web" style="text-decoration: underline;">View Details</a></li><li><span itemprop="name">Trend Micro Site Safety Center</span>. <a href="http://global.sitesafety.trendmicro.com/?url=/dentistbronxnewyork.com" target="_blank" rel="nofollow noopener" class="TLBC" id="ALT-Trend-Micro-Site-Safety" style="text-decoration: underline;">View Details</a></li></ul>
</div><!-- /.col s12 m9 -->
<div class="col s12 m3 center-align valign fix-wrap-column">
<a title="View the QR code to open directions to University Dental Associates in The Bronx, NY on mobile" href="/wp-content/uploads/map-directions-qrcode.png" rel="nofollow noopener" target="_blank" class="ILBC" id="QRCV-How-Does-Dental-Insurance-Work"><picture><source type="image/webp" srcset="/wp-content/uploads/map-directions-qrcode.webp"><source type="image/png" srcset="/wp-content/uploads/map-directions-qrcode.png"><img src="/wp-content/uploads/map-directions-qrcode.png" class="map-border responsive-img qr-styling" loading="lazy" alt="QR code image to open directions to University Dental Associates in The Bronx, NY on mobile"></picture></a>
<p>Scan here to open directions to University Dental Associates on mobile</p>
</div><!-- /.col s12 m3 center-align valign fix-wrap-column -->
</section><!-- /.end SPTS how-does-dental-insurance-work v1 Service Page Trust Section -->

<section class="SPBC" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Breadcrumb links for How Does Dental Insurance Work services"><!-- Service Page Breadcrumbs -->
<div class="divider divider-solid"></div>
<p>Back to top of <a title="Back to top of How Does Dental Insurance Work" href="/the-bronx-ny/how-does-dental-insurance-work/#how-does-dental-insurance-work" class="TLBC" id="BTTP-How-Does-Dental-Insurance-Work">How Does Dental Insurance Work</a></p>
<p><a title="View our QR code for our How Does Dental Insurance Work page" href="https://dentistbronxnewyork.com/wp-content/uploads/how-does-dental-insurance-work-qrcode.png" rel="nofollow noopener" target="_blank" class="TLBC" id="QRC-How-Does-Dental-Insurance-Work">QR code for How Does Dental Insurance Work</a></p>

<!-- Breadcrumbs -->
<script type="application/ld+json">
{
 "@context": "http://schema.org",
 "@type": "BreadcrumbList",
 "itemListElement":
[
{
 "@type": "ListItem",
 "position": 1,
 "item":
{
 "@id": "https://dentistbronxnewyork.com/the-bronx-ny/",
 "name": "The Bronx"
}
},
{
 "@type": "ListItem",
 "position": 2,
 "item":
{
 "@id": "https://dentistbronxnewyork.com/the-bronx-ny/dental-insurance/",
 "name": "Dental Insurance"
}
},
{
 "@type": "ListItem",
 "position": 3,
 "item":
{
 "@id": "https://dentistbronxnewyork.com/the-bronx-ny/when-to-spend-your-hsa/",
 "name": "Spend Your HSA"
}
}
]
}
</script>
<section class="breadcrumbs bg-white">
<div class="container">
<div class="row">
<div class="col s12">
<div class="breadcrumb-wrapper" itemscope itemtype="http://www.schema.org/SiteNavigationElement">
<span class="breadcrumb"><a title="Visit our The Bronx, NY page" href="https://dentistbronxnewyork.com/the-bronx-ny/" class="TLBC" id="BC-City"><span itemprop="name">The Bronx, NY</span></a></span>
<span class="breadcrumb"><a title="Visit our Dental Insurance page" href="https://dentistbronxnewyork.com/the-bronx-ny/dental-insurance/" class="TLBC breadcrumb" id="BC-Dental-Insurance"><span itemprop="name">Dental Insurance</span></a></span>
<span class="breadcrumb"><a title="Visit our When to Spend Your HSA page" href="https://dentistbronxnewyork.com/the-bronx-ny/when-to-spend-your-hsa/" class="TLBC breadcrumb" id="BC-When-to-Spend-Your-HSA"><span itemprop="name">When to Spend Your HSA</span></a></span>
</div>
</div>
</div>
</div>
</section>
<!-- /End Breadcrumbs -->
</section><!-- /.end SPBC how-does-dental-insurance-work v1 Service Page Breadcrumbs -->

<!-- End Main Content -->
</div><!-- /.main-body -->
</div><!-- /.col -->
<!-- End Main Content Column -->

<!-- Sidebar (Right Hand Column) -->
<div class="col m12 m6 l3">
<div class="side-bar SPRR">
<!-- Sidebar Content Start Here -->

<section class="related-topics section-block bg-body-complement SPRT" id="how-does-dental-insurance-work v1 related-topics" role="contentinfo" aria-label="Pages on our site that are related to How Does Dental Insurance Work services">
<!-- How Does Dental Insurance Work Related Topics -->
<h5 class="text-contrast" itemprop="alternativeHeadline">Related Topics</h5>
<div class="divider divider-solid"></div>
<ul itemscope itemtype="http://www.schema.org/SiteNavigationElement" class="bullet-list no-underline">
<li itemprop="name"><a itemprop="url" title="Visit our Composite Fillings page" href="/the-bronx-ny/composite-fillings/" class="TLLI" id="CPRT-Composite-Fillings">Composite Fillings</a></li>
<li itemprop="name"><a itemprop="url" title="Visit our Dental Checkup page" href="/the-bronx-ny/dental-checkup/" class="TLLI" id="CPRT-Dental-Checkup">Dental Checkup</a></li>
<li itemprop="name"><a itemprop="url" title="Visit our Denture Adjustments and Repairs page" href="/the-bronx-ny/denture-adjustments/" class="TLLI" id="CPRT-Denture-Adjustments-and-Repairs">Denture Adjustments and Repairs</a></li>
<li itemprop="name"><a itemprop="url" title="Visit our Denture Relining page" href="/the-bronx-ny/denture-relining/" class="TLLI" id="CPRT-Denture-Relining">Denture Relining</a></li>
<li itemprop="name"><a itemprop="url" title="Visit our Oral Hygiene Basics page" href="/the-bronx-ny/oral-hygiene-basics/" class="TLLI" id="CPRT-Oral-Hygiene-Basics">Oral Hygiene Basics</a></li>
<div class="divider divider-solid"></div>
<li itemprop="name"><a itemprop="url" title="Visit our How Does Dental Insurance Work page" href="/the-bronx-ny/how-does-dental-insurance-work/" class="TLLI" id="CPRT-How-Does-Dental-Insurance-Work">How Does Dental Insurance Work</a></li>
<div class="divider divider-solid"></div>
<li itemprop="name"><a itemprop="url" title="Visit our Find a Dentist in The Bronx, NY page" href="/about/find-a-dentist/" class="TLLI" id="CPRT-Find-a-Dentist">Find a Dentist in The Bronx, NY</a></li>
</ul>
[searchform]
<!-- /How Does Dental Insurance Work Related Topics -->
</section><!-- /.end SPRT how-does-dental-insurance-work v1 Service Page Related Topics -->

<section class="section-block recent-posts bg-primary SPBP" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="Recent blog posts on our site that are related to How Does Dental Insurance Work services"><!-- Service Page Blog Posts -->
[recent-blogs count=3 category="how-does-dental-insurance-work-cat"]
</section><!-- /.end SPBP how-does-dental-insurance-work v1 Service Page Blog Posts -->

<section class="additional-topics section-block bg-body-complement SPAT" id="how-does-dental-insurance-work v1 additional-topic" role="contentinfo" aria-label="Pages on our site that compliment our How Does Dental Insurance Work services">
<!-- How Does Dental Insurance Work Additional Topics -->
<h4 class="text-contrast" itemprop="alternativeHeadline">Explore additional topics covered on our website:</h4>
<div class="divider divider-solid"></div>
<ul itemscope itemtype="http://www.schema.org/SiteNavigationElement" class="bullet-list no-underline">
<li itemprop="name"><a itemprop="url" title="Visit our Denture Care page" href="/the-bronx-ny/denture-care/" class="TLLI" id="CPAT-Denture-Care">Denture Care</a></li>
<li itemprop="name"><a itemprop="url" title="Visit our Routine Dental Care page" href="/the-bronx-ny/routine-dental-care/" class="TLLI" id="CPAT-Routine-Dental-Care">Routine Dental Care</a></li>
<div class="divider divider-solid"></div>
<li itemprop="name"><a itemprop="url" title="Visit our Dental Office page" href="/the-bronx-ny/dental-office/" class="TLLI" id="CPAT-Dental-Office">Dental Office</a></li>
<div class="divider divider-solid"></div>
<ul itemscope itemtype="http://www.schema.org/SiteNavigationElement" class="bullet-list no-underline">
<li itemprop="name"><a itemprop="url" title="Search for Dental Care Near Me" href="https://www.google.com/maps/search/dentist+care+near+me/@40.8655428,-73.9034226,17z" rel="nofollow noopener" target="_blank" class="TLLI" id="CPAT-Near-Me-Search">Find Dental Care Near Me</a></li>
</ul>
<!-- /How Does Dental Insurance Work Additional Topics -->
</section><!-- /.end SPAT how-does-dental-insurance-work v1 Service Page Additional Topics -->
[service-video-list]

<section class="call-out bg-tertiary center-align SPCUT" id="how-does-dental-insurance-work v1" role="contentinfo" aria-label="QR code to call us on your mobile"><!-- Service Page Call Us Today -->
<h2 itemprop="alternativeHeadline" class="text-contrast">Call Us Today</h2>
<div class="divider divider-solid"></div>
<a title="View the QR code to call University Dental Associates in The Bronx, NY on mobile" href="/wp-content/uploads/phone-number-qrcode.png" rel="nofollow noopener" target="_blank" class="ILBC" id="QRCV-How-Does-Dental-Insurance-Work"><img src="/wp-content/uploads/phone-number-qrcode.png" class="map-border responsive-img qr-styling" loading="lazy" alt="QR code image to call University Dental Associates in The Bronx, NY on mobile"></a>
<p>Scan here to call University Dental Associates on mobile</p>
</section><!-- /.end SPCUT how-does-dental-insurance-work v1 Service Page Call Us Today -->
<!-- End Sidebar Content -->
</div><!-- /.side-bar -->
</div><!-- /.col -->
<!-- End Sidebar Column -->

</div> <!-- /.row -->
</div><!-- /.container -->
</section><!-- /.service-body -->

</div><!-- /.services-page -->
<!-- How Does Dental Insurance Work end - r09 14256 Xv4.484  Wv10.170 j01 rjf -->